PRODUCT MENU

Get the Best Personal Loan Offers Comparing All top Banks & NBFCs

Interest Rate starting from 10.99%*

Get Personal Loans even withLow CIBIL Score**

Get your first month EMI Interest as Cashback Rewards!

Calculate Your EMI

Apply for a Personal Loan

Rs100000
Rs50000
Rs2000000
*
I authorize Vishumoney & its partners to contact me about its offerings. I accept the terms of the Privacy Policy. I am aware that credit approval is at the sole discretion of the bank.

Avail your Personal Loan through Vishumoney as we offer:

Lowest Interest Rate

Lowest Interest Rate

Get best Personal loan Offers at the most Competitive Rates

Quick Loan Disbursal

Quick Loan Disbursal

Fastest Online Personal loans credited within 48 hr

Exclusive Rewards

Exclusive Rewards

Not just Best Loans, get your first month EMI interest back as Rewards

Loans from Top Providers

Loans from Top Providers

Compare loans across Banks to get the Best Deal before you Avail

No Additional Charges

No Additional Charges

Get your Online Personal Loan Application availed at no extra deductions

Minimal Paper Work

Minimal Paper Work

With Online Personal Loan Application, forget lengthy & confusing paperwork

Relaxed Eligibility

Relaxed Eligibility

Be worry-free on your Credit score & get Personal Loan Offers only here

flexble emi

Flexible EMIs

Customize payments suiting your needs with our Personal Loan Offers

Personal loans Specifications

Loan Amount: Can range from Rs 50,000 upto Rs 20 lakhs

Interest Rate: Starts as low as 12% p.a. and can go all the way upto 20%

Repayment Period: From 6 months upto 5 years

Location: Tier-I or Tier-II cities

Loan Amount Approval: Depends on Monthly Income of Applicant

Get Personal Loans with the Lowest Interest Rate & Amazing Rewards by following the steps below:

1

Enter the required details in the form accurately for quick processing

2

Sign Up with Vishumoney or login to get regular status updates of your Personal Loan application.

3

Attend calls from our best Loan providers for confirmation & any other required details.

4

Choose the provider that makes the most sense to you as per your needs such as interest rate & repayment period.

5

Provide the required documents to a representative

5

Within 1 month after the loan amount is disbursed, the rewards will be credited in your Vishumoney wallet.

6

Use rewards to Recharge your Phone, Pay Bills, Transfer to your Paytm Wallet or even your Bank Acc.

Know what you EMI you need to Pay - Compare Personal Loan Interest Rates

Personal Loan

( Rs:50,000 )( Rs:25,00,000 )

Interest Rate

( 10% ) ( 20% )

Loan Months

( 0.5 Year )( 5 Year )

Loan EMI

4,396

Total Interest Payable

2,750

Total Payment
(Principal + Interest)

52,750

Apply Now

Minimum Eligibility for Best Personal Loan Offers

Salaried

  • Age: 21 to 65 years
  • Min Income: At least Rs 20,000/- p.m.
  • Current Workplace Experience: Min 6 months in Current Workplace
  • Total Work Experience: Min 1 year
  • CIBIL Score Requirement: 700+
  • EMI Obligation: Less than 40% of monthly income
  • Period of Stay in Current Residence: 1 year
  • Eligible Loan Amount: Upto 20 lakhs

Self Employed

  • Age: 25 to 65 years
  • Annual turnover: More than 5 lakhs
  • Tenure of Business Establishment : Min 2 years
  • CIBIL Score Requirement: 700+
  • Credit Obligation: Less than 40% of Annual turnover
  • ITR Filing: Min 2 years
  • Eligible Loan Amount: Upto 40 lakhs
  • Profit Period: Min 1 year till current

Mandatorily Required Documents to Apply for a Personal Loan

Salaried

  • Identity Proof - Government issued document (Driver’s License, Voter’s ID, Ration Card, Passport etc).
  • Proof of Residence - Government or it’s Agency issued document (Passport, Driver’s License, Voter’s ID, Ration Card, LPG Gas Bill, Electricity Bill etc)
  • KYC Document - Aadhaar Card
  • Tax ID - PAN Card
  • Income Proof - Last 3 months Salary Slip from Employer
  • Financial Status Proof - 3 Months Bank Statement of Salary Account
  • Residence Tenure Proof - Rental Agreement (if applicable)

Self Employed

  • Identity Proof - Government issued document (Driver’s License, Voter’s ID, Ration Card, Passport etc).
  • Proof of Residence - Government or it’s Agency issued document (Passport, Driver’s License, Voter’s ID, Ration Card, LPG Gas Bill, Electricity Bill etc)
  • KYC Document - Aadhaar Card
  • Self Tax ID - PAN Card
  • Company Tax ID - Company PAN Card
  • Income Proof - Last 2 years ITR Returns
  • Financial Status Proof - Last 2 years CA Audited Company Balance Sheet
  • Place of Business Tenure Proof - Rental Agreement (if applicable)

Why Personal Loans are the Solution to your Financial Needs?

At times when you're in need of a substantial amount of money be it for renovating your home, going for a vacation, hospital expenses or other reasons a loan offered by Banks or other financial institutions is termed as a Personal Loan.
A Personal loan is usually a collateral free loan that can also be utilised for any required purpose without the need to specify the same to the lender. Because of which the amount that can be borrowed and the rate of interest it is offered at is significantly more than other loans such as Home Loans, Education Loans, Car loans etc. Not just that, the eligibility requirements to avail a personal loan is also very severe with multiple factors affecting it such as employment, earnings, type of residence and most importantly your credit score. Hence it is very important to get a loan from the best provider that suits your needs of the loan amount, interest rate and repayment schedule.
But times have been changing to accommodate conveniences for consumers to avail Personal Loans in a much more easier and faster process. Nowadays you can get personal loan offers just by having proof of income. Even the process to apply for a personal loan has gone online wherein you just need to provide some vital details.

Apply for a personal loan to get Offers from Our Top Loan Partners

axis
bajaj
citibank
credy
hdfc
icici
indusind
kotak
tata
yes
idfc
rbl